Buying guide
Frequently asked questions
Everything buyers usually ask us, from foreign ownership rules to how long the title transfer takes.
Can foreigners buy a condo in the Philippines?
Yes. Under the Condominium Act (RA 4726), foreigners may own condominium units as long as total foreign ownership in the building does not exceed 40%. Foreigners cannot own land outright, so house and lots and lots only are limited to Filipino citizens, former Filipinos (within legal limits) and qualified corporations.
What does "tenanted" mean on a listing?
A tenanted unit is sold with an existing lease. You earn rent from day one and the lease is usually honored until it expires. It is a popular choice for investors who want immediate rental income. We can share the lease terms and current rent on request.
What fees should I budget for besides the price?
Buyers typically shoulder documentary stamp tax (1.5%), local transfer tax (up to 0.75% in Metro Manila), registration fees (about 0.25%) and notarial fees. Capital gains tax (6%) is usually paid by the seller. Allow roughly 3–5% of the price for closing costs; the exact split is set in the contract.
Can I pay through a bank loan or Pag-IBIG?
Yes. Most ready-for-occupancy units can be financed through bank housing loans, usually up to 80% of the appraised value over 5 to 20 years. Pag-IBIG housing loans are available for qualified members. We can connect you with partner banks and help with the requirements.
Are the listings verified?
We only market units where we hold an Authority to Sell (ATS) from the owner, and we check the title and tax declarations before closing. Ask us for the documents of any unit you are seriously considering.
How do I schedule a viewing?
Send an inquiry on any listing, call or message us on Viber/WhatsApp. We confirm the unit is still available and arrange a viewing with the building admin, usually within 1–3 days.
How much is the reservation fee?
Reservation fees for resale units are agreed with the owner and are usually deducted from the purchase price. We confirm the amount, and whether it is refundable, in writing before you pay.
What documents do I need to buy a condo?
Valid government IDs and your TIN. For bank financing, add proof of income such as payslips, ITR or a certificate of employment. Foreign buyers need a passport and proof that funds were remitted from abroad.
How long does the title transfer take?
Once taxes are paid and the BIR issues the Certificate Authorizing Registration (CAR), registration with the Registry of Deeds usually takes a few weeks. The whole process commonly takes 1–3 months.
Do you charge buyers a fee?
No. Our commission is paid by the seller, so our help as a buyer is free.
This guide is general information, not legal or tax advice. Rates and rules can change; we confirm the details for your specific purchase.
Start browsing
Popular areas
Property types
Still have questions?
Ask us anything about a listing or the buying process. We are happy to walk you through it.